Planning & Advice

your medicare options

We will help you understand your options and choice that’s right for you.

life insurance plan

Understand how life insurance works is a key component of your financial plan.

Additional Insurance

There is no one-size-fits-all life  solution but find the plan that is perfect for you.

How Medicare advantage works
Original Medicare doesn’t cover most drugs with original medicare there’s no limit to what you’ll pay out of pocket.

Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D. Plans may have lower out-of-pocket costs than Original Medicare.In many cases, you’ll need to use doctors and other providers who are in the plan’s network and service area for the lowest costs. Most plans offer extra benefits that Original Medicare doesn’t cover—like vision, hearing, dental, and more.

How life insurance works
Life insurance can be a key component of your financial plan.

Life insurance is an agreement between you and your insurance company. You make regular payments, called premiums, and the insurance company pays your beneficiaries a tax-free lump sum of money when you die. With some policies, you get additional benefits to use during your lifetime, like accessing the policy's cash value, which can be used for a down payment on a home.

how other coverages work
Nearly everyone knows someone who has been affected by other related health issues.

With the diagnosis of major health issue, comes the reality of medical bills, time off for treatments, monies for living expenses, and for some, the cost of high deductibles.CancerInsurance & HeartAttack/Stroke Insurance helps provide the resources you need so you can focus on your treatment. overing the costs of a high deductible health Insurance policy.